This page contains important Terms of Use that apply to your use of the websites at and, as well as their subdomains (collectively referred to below as “The Websites”), which are maintained by Ben Palkowski (referred to below as “BP”). By using The Websites you are indicating your agreement to these Terms of Use. If, however, you do not agree to these Terms of Use, please exit The Websites immediately.

The Websites and the materials they contain are presented for general information purposes only and you should not consider any information hosted or otherwise made available on this site to be legal or financial advice. Laws tend to change often. Therefore, it is possible that some of The Websites’ contents are outdated. Laws are also all too often nuanced and complex and, therefore, explanations contained on The Websites are often simplified and not applied to the particular facts and circumstances with which you may be contending. Therefore, BP expressly disclaims all warranties, express and implied, including the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. You assume complete responsibility and risk for the use of of The Websites’ content.

The information may be considered advertising under the rules of professional conduct that apply to the practice of law.

The use of The Websites or merely contacting BP, regardless of the communication medium used, will not establish an attorney-client or a CPA-client relationship. BP does not represent you or your company until we have specifically agreed in writing that BP will serve as your legal representative or financial counsel. If you are seeking legal representation or financial advice from BP, we must complete an intake process, which includes a check for any conflicts of interest and an initial evaluation of your needs and objectives. In no event will BP agree to represent you in any matter unless we have had communication to discuss the scope and nature of the representation or work involved.

The Websites do not require you to provide personal information, though you may choose to provide your email address to receive What the FEC. You may also submit a question for possible inclusion in the PAC FAQ page by providing your name and email address through this site. Except when required by law, BP will not sell, distribute, or reveal users’ email addresses or other personal information without their consent.

When you visit The Websites, they may record your server address, the date and time of your visit, and the title of the pages you view. This information may be used in a variety of ways including to evaluate use patterns or diagnose problems, and to make improvements to The Websites.

The Websites contain links to third party websites that are not controlled by BP. However, BP assumes no control or liability over the content of any third party sites. In addition, any reference to third party sites do not constitute BP’s endorsement, sponsorship or recommendation of such sites, nor incorporate any material from such sites by reference. You expressly hold harmless BP from any and all liability related to your use of a third party website.

If any provision(s) of the Terms of Use is held to be invalid, illegal or unenforceable, the remaining provisions shall be severable and enforceable.

Finally, BP, at his sole discretion and without notice, revise this Terms of Use and Privacy Policy notice.

Ben Palkowski, Attorney, CPA